Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. Here’s the description directly from Chase: “Decline the rental company’s collision insurance and charge the entire rental cost to your card. Auto Rental Coverage: Chase offers primary auto rental CDW (collision damage waiver).Transfer Points to Partners: Points can be transferred one to one to a number of airline and hotel loyalty programs.Redeem Points for 25% More Value: Points are worth 1.25 cents each when used to book travel through the Ultimate Rewards portal.Since this is an ultra-premium Ultimate Rewards card, the following rewards are available: It’s surprising how often denials can be changed to approvals just by asking. If your application is denied, I recommend calling for reconsideration (1-88). Application statusĪfter you apply, call (888) 338-2586 to check your application status. You can find the current best welcome bonus offer and application link at the top of this page: Chase Sapphire Preferred. Get more information about the 5/24 rule here. The easiest option to track your 5/24 status for free is with Travel Freely. To get this card you must be under 5/24, you must not be a current Sapphire Preferred or Sapphire Reserve cardholder, and at least 48 months must have passed since you last received a new cardmember bonus for the Sapphire Preferred or Sapphire Reserve cardĬhase’s 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. Update: Check out this article for new Chase Sapphire Enhancements. If you are eligible (see next section), the sign-up bonus on this card makes it a great choice. It usually has a terrific sign-up bonus with flexible points that can be used for almost any kind of travel. The Sapphire Preferred card is consistently ranked as one of the top overall cards. Chase Sapphire Preferred Application TipsĬhase Sapphire Preferred Application Tips Should you apply?.Let’s get started learning about the Chase Sapphire Preferred. Many beginners start with this card because of the incredible flexibility and ease of use when it comes to Chase Ultimate Rewards points. There is so much value in this top ranked card. Welcome to Travel Freely’s complete guide to the Chase Sapphire Preferred card.
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